In this episode, identical twins Nadia and Nicole share their remarkable journey from growing up in one of NYC's poorest neighborhoods to Goldman Sachs and eventually becoming the first Prime Mover Award winners teaching financial independence.

The Wealth Twins break down why budgeting - not just investing - is the crucial first step most people skip, and reveal how anyone can start investing with as little as $1 through fractional shares. They dive into the "sandwich generation" dilemma of caring for both kids and aging parents while trying to build wealth, explaining why retirement accounts aren't enough and how "bridge accounts" can change everything.

From Nicole's bold decision to quit after being passed over for promotion to building a thriving YouTube channel and webinar business, this power duo share their hard-won lessons about conscious spending, avoiding financial advisor fees, and why time in the market beats timing the market.

Whether you're living paycheck to paycheck or making six figures, this conversation delivers practical strategies for turning your paycheck into assets and breaking free from financial dependence.

https://www.youtube.com/c/WealthTwins https://www.instagram.com/wealthtwins

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Ep. 198 Andrew Horowitz: Short-Term Correction Coming