Equity Making sense of the Paypal and Alphabet earnings
Feb 5, 2022
The hosts dive into the latest earnings reports from PayPal and Alphabet, uncovering vital insights for fintech startups. They discuss how PayPal’s performance affects investor expectations and customer acquisition strategies. Alphabet's impressive earnings highlight its dominance in the cloud and ad markets. The conversation evolves into a critique of advertising in media consumption and its impact on startups, urging them to adapt to shifting market dynamics post-pandemic.
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PayPal's Impact on Fintech Startups
- PayPal's significant market cap drop signals a potential slowdown in consumer fintech.
- This could impact startups seeking funding, as their comparable public companies have lost value.
End of the Pandemic Boost?
- PayPal's stock price has fallen back to pre-pandemic levels, despite the company's growth.
- This suggests that the pandemic-era boost for fintech may be over.
Questionable User Growth
- PayPal admits that pandemic-era user growth was low quality and not sustainable.
- This raises questions about the long-term viability of other fintechs' user acquisition strategies.