Are You Garbage? Comedy Podcast Late Credit Card Payments! w/ Kevin Ryan & H. Foley
Dec 1, 2025
Join comedians Kevin Ryan and H. Foley as they dive into the wild world of late credit card payments and banking mishaps. They explore hilarious ways to navigate financial chaos, from Venmo workarounds to the anxiety of missed bills. Nostalgic debates ensue over saving tissue paper and the best childhood snacks, while the duo reminisces about the absurdities of cubicle life and dessert favorites. Packed with laughs, this fun-filled family episode serves up comic takes on money woes and quirky habits!
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Venmo Credit Card Trouble
- Kevin Ryan shares he missed Venmo credit card payments and keeps getting shut-off / late notices from Synchrony Bank.
- He describes failing to link his bank with Plaid and relying on Venmo balance and friends to Venmo him money to pay minimums.
Use Temporary Workarounds To Avoid Late Reports
- When online bank linking fails, try alternate payment workarounds like paying minimums manually until fixed.
- Kevin implies asking friends or family to Venmo you funds temporarily if you must avoid late credit reporting.
Overdraft Fee Horror Story
- Kevin recounts a cousin who racked up overdraft fees and screamed at a bank employee for $35 penalties on small purchases.
- He uses the story to illustrate how banks profit from overdraft and penalty fees.