The Ramsey Show Highlights

We Can't Afford Groceries Due To My Husband's Drug Addiction (Making $156,000 A Year)

Jul 14, 2025
A family's emotional and financial turmoil takes center stage as they grapple with a husband's drug addiction, despite earning a substantial income. The discussion delves into the complexities of addiction and its ripple effects on financial stability and family dynamics. Key challenges include budgeting under unpredictable spending behaviors and maintaining communication while prioritizing family well-being. Listeners gain insights into navigating these intertwined issues, shedding light on both the struggles and strategies for hope and recovery.
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ANECDOTE

Caller Shares Addiction Impact

  • The caller shares her husband's addiction costs about $6,000 annually and his recent spending has doubled, straining their finances.
  • Despite a $156,000 income, financial stress exists due to addiction impact and upcoming baby.
ADVICE

Control Money with Addictive Spouse

  • If a spouse struggles with addiction, the non-using partner should consider controlling the money to prevent funds for addiction.
  • Restricting financial access helps protect the family from the addict's erratic spending.
INSIGHT

Addiction Requires Serious Action

  • Calling someone an addict means the situation demands serious action, not casual budgeting adjustments.
  • Living with an addict requires addressing behavioral health seriously or reconsidering the family environment.
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