The labyrinth of pre-COVID student loan rules are making a dramatic return. I’ll explore the Biden administration's key regulations impacting Public Service Loan Forgiveness (PSLF) and income-driven repayment (IDR) plans, the legal battles putting these changes on ice, and what it means for borrowers caught in the middle.

In today’s episode:

01:50 Revival of Pay As You Earn (PAYE) and Income-Contingent Repayment (ICR) plans
04:45 PSLF borrowers have less to worry about, plus the “buyback provision”
08:03 Borrowers going for 20 and 25 year forgiveness could switch plans
12:46 The silver lining of choosing to do nothing

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Why Pre-COVID Student Loan Rules Are Back (For Now)