Afford Anything

Why High Earners Stay Broke, with Rose Han

87 snips
Oct 17, 2025
Rose Han, a finance educator and entrepreneur, shares her journey from a six-figure salary to building a seven-figure business. She discusses the 'Cancun moment' that sparked her financial awakening and details how she reframed her relationship with money. Rose explains the three types of income and the importance of mindset shifts from employee to entrepreneur. She introduces her 'Add a Zero' framework for wealth and emphasizes choosing scalable side hustles. Ultimately, she inspires listeners to align their finances with their personal values.
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ANECDOTE

Cancun Moment Sparked Her Financial Wake-Up

  • Rose Han earned a six-figure Wall Street salary yet lived paycheck to paycheck with student loans and overdraft fees.
  • A soggy Cancun vacation charged to a credit card sparked her financial awakening and search for real financial education.
INSIGHT

Three Income Types Change Freedom And Taxes

  • Employee, business, and investment income differ in time freedom and tax efficiency.
  • Employee income gives least time freedom and is taxed most heavily while investment income can offer the most freedom and tax advantages.
ADVICE

Follow The Add A Zero Ladder

  • Follow the Add A Zero ladder: get to zero, then $10k, $100k, and only then pursue scaling to a million.
  • Secure emergency funds, clear high-interest debt, budget, and use tax-savvy accounts before risking business capital.
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