Founders in Arms The Year AI Got Practical: 2025 Tech Trends with Immad and Raj
Dec 12, 2025
Immad Akhund and Raj Suri dive into the transformative tech trends of 2025. They talk about the launch of Mercury Personal Banking, which marries business features with personal accounts. Self-driving cars take center stage, proving to be more impactful than AGI discussions that have died down. The duo also explores innovative concepts like vibe coding, showcasing how easy app development can become. They assess the tech landscape, highlighting both the excitement of new energy and the darker issues around immigration and tech accountability.
AI Snips
Chapters
Transcript
Episode notes
Founder Launches Personal Banking Product
- Immad launched Mercury Personal after a year-long waitlist and 4,000 early users with ~$80,000 average balances.
- Team dogfooding revealed bugs and motivated fixes as employees used the product personally.
Follow Conviction With Judgement
- Follow founder conviction when you have a contrarian, high-conviction idea even if team and investors hesitate.
- Balance conviction with taste and judgment to avoid pursuing bad ideas.
Distribution Beats Technical Superiority
- Google’s distribution integrated Gemini across OS and apps giving it a moat OpenAI lacks.
- Distribution can beat a better product when apps live where users already are.