The financial system has run on basically the same payments rails for the past several decades. But there is new infrastructure being built today that takes advantage of the unique capabilities of stablecoins. In some ways, the future is already here as Visa has processed several billion dollars in transactions that have been settled in stablecoins. But who will build the infrastructure needed for credit when we move to this new system?

Today’s guest is Rhett Roberts, the CEO and Founder of LoanPro. I last had Rhett on the show back in 2021, and needless to say, a lot has changed since then. Part of Rhett’s thesis is that this talk around interest rate caps could actually be a catalyst to hasten a movement away from the traditional credit rails. And his company is already working on the systems and protocols to create a new credit infrastructure that runs on stablecoins.

In this podcast you will learn:

How LoanPro has evolved over the past five years.
Why most fintechs are now moving into credit products.
Why both banks and fintechs are using LoanPro to launch new credit products.
Why the idea of an interest rate cap on credit cards is resonating today.
What would happen if a 10% rate cap went into effect.
Why this could be great news for BNPL and the other alternative lending products.
Rhett’s thesis around stablecoins and the value proposition.
The elephant in the room for a stablecoin payments network.
How a line of credit backed by stablecoins could work in reality.
Where the card networks will sit within this new system.
How LoanPro is helping to create these processes and protocols.
Where we will be in five years time with this new infrastructure.

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