With nearly 15 years of experience in the insurance industry, Joseph Ziolkowski has navigated US and non-US regulatory environments to establish P&C and life insurance company infrastructure and insurance intermediaries. Joseph has formed over 100 captive insurance and reinsurance facilities and was formerly the co-founder of Trident Insurance Group, a niche admitted carrier domiciled in Maryland. More recently, Mr Ziolkowski co-founded Relm Insurance Ltd in 2019, a licensed commercial insurer in Bermuda and Relm Insurance II Ltd, a collateralized reinsurer, also domiciled in Bermuda.