The Ramsey Show Highlights What The Government Should Do To Fix The Housing Problem - Dave Ramsey Rant
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Dec 8, 2025 Discover how big investors are buying up single-family homes, affecting the housing market. Learn about the need for limits on short-term rentals like Airbnbs to protect potential buyers. Dave proposes increasing the capital-gains exclusion to help free up inventory and discusses tax incentives to encourage property sales and new developments. He highlights the struggle of younger generations burdened by debt, complicating their path to homeownership. Dive into insights that could reshape the housing landscape!
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Institutional Buyers Shrinking Inventory
- Large REITs and foreign corporations buying single-family homes remove inventory for families.
- Dave Ramsey argues this corporate buying distorts the housing market and needs limits.
Short-Term Rentals Remove Homes
- Airbnb-style short-term rentals pull tens of thousands of homes out of the purchase market.
- Ramsey suggests limiting how many units turn into short-term rentals to protect buyer access.
Use Tax Exemptions To Free Inventory
- Raise the capital gains exemption on a primary residence to encourage downsizing and increase inventory.
- Apply a larger exemption (e.g., $1M) to sales of small rental portfolios to return homes to the market.