Motley Fool Money Did Scott buy Bitcoin? November 14, 2025
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Nov 14, 2025 Could 50-year mortgages be the worst idea ever? Experts hashed out how they might hurt economic stability and burden future homeowners. They delved into the implications of supermarket price-gouging regulations and debated why these controls may backfire. In a surprising twist, Scott revealed he bought Bitcoin, discussing its potential driven by rising adoption and scarcity. The hosts explored how real-world usage and merchant acceptance could redefine Bitcoin's role as sound money in our future financial landscape.
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Long Mortgages Inflate Prices Not Affordability
- 50-year mortgages only slightly reduce monthly payments while dramatically increasing lifetime interest costs.
- Longer terms encourage higher borrowing and push prices up, undoing affordability gains.
Calculate Lifetime Cost Before Extending Terms
- Avoid choosing a much longer mortgage term just for lower monthly cash flow unless you accept vastly higher total interest.
- Calculate lifetime interest and consider inflation, mobility, and retirement effects before extending term length.
Long Loans Threaten Retirement Savings
- 50-year mortgages create an incentive to use retirement savings to service housing, hollowing out superannuation.
- That re-purposes retirement funds into a housing bailout, worsening long-term retirement security.