The Ramsey Show

“My Husband Has Been Cheating On Me For 30 Years”

Nov 25, 2025
The hosts dive into a heart-wrenching story of betrayal involving a 30-year affair and the financial consequences of infidelity. They tackle urgent financial dilemmas, including how to maintain an emergency fund while facing debt and whether to prioritize tithing during financial recovery. Listeners learn about practical strategies for paying off college without accruing loans, family dynamics around lending, and the importance of separating finances to rebuild trust. Plus, they share tips on saving for a wedding in Spain amidst financial challenges.
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ANECDOTE

Decades-Long Betrayal Revealed

  • Sarah discovered her husband of 46 years living a double life and building a decades-long affair while he contributed little financially.
  • Dr. John Deloney and Rachel Samples urged her to trust her intuition and consider leaving, while emphasizing professional support and separating finances first.
ADVICE

Separate Money When Trust Is Broken

  • Keep all finances separate immediately when trust is broken and only consider joint accounts after proven repair.
  • Insist on professional help and community support during the decision whether to stay or leave.
ADVICE

Rebuild Emergency Fund With Relentless Discipline

  • If emergencies repeatedly deplete your fund, implement a strict no-borrowing rule and rebuild intentional budgets with EveryDollar.
  • Cut all nonessentials, run scenarios (sell high-cost cars, increase income) and commit to a short-term disciplined plan to pay down debt.
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