Listener Q&A where Andy talks about:

How to calculate how much money you can gift or donate in retirement without running out ( 8:47 )
Does the five-year rule met by a previous Roth IRA carry over to a new Roth IRA ( 17:03 )
Is it better to draw down an inherited IRA and delay starting Social Security, or vice versa ( 19:39 )
Can distributions from an annuity in a 403(b) be used to meet Required Minimum Distributions in IRAs ( 23:37 )
How to get cash flow or income from illiquid assets - such as real estate investments - when more income is needed than what's otherwise produced by the asset ( 31:21 )
What are the drawbacks of investing in a total world stock market fund or total world bond market fund vs instead using multiple funds for stock and bond exposure ( 37:14 )
If concerned about leaving money to an heir who may not be responsible for receiving a large inheritance, is it possible to pre-arrange for the purchase of an annuity upon death so the heir gets annuity income instead ( 44:48 )
Should target date funds be used in conjunction with other funds, or just used by themselves ( 48:24 )
When in an assisted living facility, how much of the facility's fees are deductible as medical expenses ( 53:50 )
What's the best way to save money for a grandchild: 529 account, Uniform Transfer to Minors account or an account in your own name (with the grandchild named as beneficiary) ( 57:29 )

To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com

Links in this episode:

#171 - Q&A edition...how much you can spend in retirement, Roth IRA 5-year rule, RMDs, accounts for grandchildren and MORE!