Matt "Money" Smith recaps the Chargers' loss to the Ravens and discusses a potential playoff future. He breaks down the key differences that led to the Ravens' win, highlighting the impact of Lamar Jackson and Derrick Henry. Smith also emphasizes missing Denzel Perryman and how losing J.K. Dobbins for more than half the game affected the Chargers. Additionally, he addresses the critical dropped passes and calls made by the referees.