The Lazy Genius Podcast

#37: The Lazy Genius Budgets

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Oct 30, 2017
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ADVICE

Identify Your Financial Goal

  • Define your overall financial goal, like early retirement or generous giving.
  • Knowing your goal helps guide spending and prevents aimless saving.
ADVICE

Targeted Saving

  • Always save for something specific, no matter how small.
  • Having a tangible goal motivates you to spend less on non-essentials.
ADVICE

Spend Within Your Means

  • Avoid spending more than you have, with rare exceptions.
  • This simple rule helps prevent debt and financial stress.
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