Equity Mates Investing Podcast Ask an Adviser: How to take control of your super & is debt recycling worth it - Matt Ingram
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Jun 23, 2025 Join financial advisor Matt Ingram, partner at Northhaven Financial Management, as he tackles two pressing questions: should you invest inside or outside superannuation, and what's the better option—property or stocks? Matt breaks down the intricacies of managing super and introduces the concept of debt recycling, showcasing its benefits for younger investors. He emphasizes the importance of understanding personal investment strategies and the psychological factors influencing investor behavior, making financial wisdom accessible to all.
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Super Is A Share Portfolio
- Super is essentially a share portfolio you own but cannot access until retirement age.
- Balancing super and personal investments depends on your age, goals, and time horizon for access.
Different Strategies For Super And Personal Investing
- Tailor your super investments with a growth focus due to the long time horizon.
- Adjust your personal portfolio to fit goals requiring shorter-term access or conservative risk.
Use Advisors For Super Optimization
- Consider using professional financial advice for your super to avoid costly self-education mistakes.
- A financial advisor can help optimize your super, which is likely your largest asset in retirement.