Andy and Lauren Hunt from Daybreak Wealth share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:
- Their thoughts on the takeaways from 2025 annual Social Security Trustees report ( 7:17 )
- Some of provisions in the pending One Big Beautiful Bill Act that are likely to impact most people's tax returns ( 16:12 )
- Whether or not to get a loan or pay cash for a new car or house. Or, similarly, to pay down or pay off an existing loan ( 32:27 )
- Whether buying a 30 year Treasury bond is a replacement for a traditional income annuity in retirement ( 38:19 )
- When to consider getting a living/revocable trust ( 46:43 )
- Why the stock market keeps chugging ever-upward, even with so much seemingly uncertain in the world and the economy ( 54:38 )
- What longevity assumptions we use, and why, when doing financial planning and projections for client ( 1:07:45 )
Links in this episode:
- Lauren's firm - Daybreak Wealth
- Lauren's prior appearance on the Retirement Planning Education podcast - Episode #098
- The 2025 Annual Social Security Trustees Report - here
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
Retirement Planning Education, with Andy Panko