Raising money-smart kids

8 snips

Sep 19, 2025

In this engaging conversation, Katrina Samios, CEO of the Financial Basics Foundation, emphasizes the importance of teaching financial literacy to young Australians. She shares the inspiring success of students from the Cashed Up program and explains how financial skills go beyond mere math, focusing on confidence and resilience. Katrina discusses the challenges schools face in delivering these essential lessons and reveals her vision for universal financial education by 2030, highlighting the critical role of empowering young women in financial matters.

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INSIGHT

Curriculum Fragmentation Limits Reach

Financial literacy is fragmented across maths and economics so delivery is inconsistent between schools.
Many students miss out because those subjects can be electives and disengaging for some learners.

ADVICE

Teach Money Skills Through Wellbeing

Use the school wellbeing timetable to teach money skills so any teacher can deliver financial literacy.
Map lessons to life skills rather than formulas to increase student engagement and uptake.

INSIGHT

High Reach, Low Teacher Confidence

Financial Basics Foundation already reaches most Australian secondary schools with free resources.
Teacher confidence remains a barrier because many educators feel insecure about personal finance topics.

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How do we equip the next generation with the financial skills they need for life? 💡 

In this episode of Super Insider, Anne talks with Katrina from the Financial Basics Foundation about the importance of financial literacy, the challenges of delivering it in schools, and how programs like Cashed Up are helping young people build confidence, resilience, and healthier money habits.

From real student success stories to the barriers teachers face, we explore why financial education is more than numbers - it’s a life skill that can shape futures.

For more resources on the Cashed Up Program and to learn how Australian Retirement Trust supports financial wellbeing, visit:

https://www.australianretirementtrust.com.au/about/community-partnerships

https://financialbasics.org.au/educator-hub/cashed-up-course-catalogue/

Tune in to learn:

02:20 – The importance of teaching financial literacy in schools

03:35 – What financial literacy really is (beyond maths and formulas) 

04:28 – How Financial Basics Foundation resources reach 80% of Australian schools 

06:02 – A student’s inspiring story from the Cashed Up Holiday Hustle 

07:36 – The risks of financial illiteracy in a digital-first world 

09:15 – Why compounding interest is a core life skill 

10:00 – How parents and carers can get involved 

11:00 – The future vision for financial literacy by 2030 

11:45 – Why confidence matters just as much as knowledge 

12:51 – How financial literacy empowers young women to thrive

🎧 Subscribe now and share the episode with a young person in your life. Together, we can build stronger financial futures.

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CREDITS     

Anne Fuchs - Host & Executive General Manager of Advocacy and Impact, ART

Katrina Samios - CEO, Financial Basics Foundation

The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.

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Any information given by the guest speakers is provided as general information only and not financial advice.