The Ramsey Show Highlights

I Can Only Ask My Husband About The Budget 2 Times Per Week

5 snips
Nov 2, 2025
Jamie, a recently married caller from a blended family, seeks guidance on managing $95,000 in consumer debt. She discusses the challenges of limited budgeting conversations due to counseling rules, leading to marital tension. Dave Ramsey pinpoints underlying resentment from priority issues, emphasizing the need for deeper marriage counseling. They explore her husband's inconsistent roofing income and his lack of initiative. Dave outlines mutual financial obligations and suggests resetting expectations to foster a healthier relationship with money.
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ANECDOTE

Primary Earner Facing Debt And Resentment

  • Jamie describes being the primary earner while her husband in roofing has inconsistent pay and they share $95,000 in consumer debt.
  • She reports counseling limited budget talk to two hours weekly because resentment grew over his contribution.
INSIGHT

Budgeting Is A Symptom, Not The Core Issue

  • Dave frames the problem not as budgeting but as values, priorities, and respect between spouses.
  • He highlights that paying others' obligations while neglecting your spouse creates resentment and conflict.
ADVICE

Get Stronger Counseling And Reset Expectations

  • Do get a stronger, more direct marriage counselor and church support to address priorities and respect issues.
  • Do reset expectations together and live into agreed obligations rather than limiting budget talk arbitrarily.
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