The Stablecoin Podcast Simon Babakhani on Revolutionizing the $11T Payroll Industry with Stablecoins
6 snips
Nov 4, 2025 Simon Babakhani, CEO of Zebec, is revolutionizing payroll with real-time, programmable payments using stablecoins. He discusses the shift from traditional payroll cycles to instant streaming payments, highlighting the scalability of paying by the hour or second without extra costs. Babakhani shares challenges in selling these solutions and the need for regulatory clarity to encourage adoption. He also explores Zebec's expansion into Europe with bank partnerships and the potential for instant remittance solutions, positioning payroll as a strategic entry into modern financial services.
AI Snips
Chapters
Transcript
Episode notes
Payroll As A Legacy Bottleneck
- Payroll cycles are relics that lock workers out of earned wages for weeks at a time.
- Zebec built streaming payroll to democratize access to pay and reduce financial stress for workers.
Why Blockchain Enables True Streaming
- Streaming has near-zero marginal cost for finer payment increments compared with banks.
- That lets employers pay by hour, minute, or second without rising processing fees.
Acquisitions To Prove Product-Market Fit
- Early sales to corporates and payroll firms failed because they saw complexity and risk.
- Zebec acquired three payroll companies to create captive customers and prove stablecoin payroll in-market.