Episode 424: Listener Q&A - Overcoming Investing Fears, Dealing w/ Inconsistent Income, Can You Coast to FI? + More

Apr 30, 2025

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In this solo Q&A episode, I answer your top questions around investing, financial independence, and managing money through the ups and downs of real life. From overcoming investing fears to navigating inconsistent income, I share personal insights and strategies that have helped me make progress on the path to financial freedom.

You'll hear my thoughts on balancing debt payoff with investing, how to approach FIRE with an average income, and why mindset plays a bigger role than many realize.

In this episode, I share:

How you can start investing even when it feels overwhelming & one money habit that changed everything

Thoughts on Coast FI and Barista FI for parents or part-time workers plus is FIRE in high-cost cities like NYC or LA possible?

Ways to calculate your FIRE number even when your future feels uncertain, and how to factor pensions and Social Security into your long-term plan.
How to rewire limiting money beliefs from your upbringing and how to stay motivated when your progress feels slow