Wealthion - Be Financially Resilient

Jonathan Wellum: Ask Me Anything - Protecting Wealth in an Overvalued Market

12 snips
Nov 5, 2025
Guest
Jonathan Wellum
Jonathan Wellum, CEO and CIO of Rocklinc Investment Partners, shares his expertise on protecting wealth in today's volatile market. He discusses the implications of historic debt and overvalued equity valuations, drawing parallels to the dot-com bubble. Wellum emphasizes the importance of cash reserves and disciplined investing, while identifying solid companies outside the AI craze. He also explains how gold and silver can safeguard purchasing power amidst currency debasement, making a compelling case for precious metals in your portfolio.
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INSIGHT

Fed Moves Aren't The Main Investment Driver

  • Central banks and Fed actions are background factors, but value investors focus on business fundamentals first.
  • Jonathan believes modest rate cuts may be appropriate, but very low rates are unhealthy and reward debtors over savers.
ADVICE

Buy Moats At A Discount

  • Value investors assess a company's true economic value by examining assets, liabilities, and predictable cash flows.
  • Buy businesses with moats, strong management, and pay at least 15–25% below intrinsic value when possible.
INSIGHT

U.S. Is The Global Outlier

  • Global growth is weak across many regions, with the U.S. a relative exception due to capital inflows and regulatory differences.
  • Jonathan sees structural risks but believes U.S. incentives may sustain growth if they attract capital and talent.
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