Should NZ Have 30 Year Fixed Mortgages? | Episode 398

Would 30-year fixed mortgages work in New Zealand?

In this episode, James and Michael unpack how long-term fixed loans in the US provide stability for borrowers, compare them to New Zealand’s shorter-term system, and explore the trade-offs between flexibility, certainty, and economic control.

Next Steps: If you’re wondering whether your bank, rate, or mortgage structure is right for you, get in touch with the Lighthouse Mortgage team for personalised advice.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.