

373. EMIs & Other Existential Crises
In this refreshingly jargon-free session, Lavanya Mohan, author of Money Doesn’t Grow on Trees, gets real about why personal finance often feels confusing, boring, or just plain overwhelming.
From spending in your 20s to planning in your 40s, Lavanya’s approach is simple, meme-filled, and judgment-free. Whether you’re dealing with your first paycheck, lifestyle creep, or just trying to adult responsibly, this conversation covers how to spend smarter at every life stage—without spreadsheets or guilt.
Lavanya will be in conversation with Dipika Jaikishan, Co-Founder and COO of Basis, a platform focused on financial independence for women. Together, with their understanding of how financial literacy intersects with everyday life, especially for younger and often overwhelmed audiences, Lavanya and Dipika bring both insight and clarity to a conversation that promises to be as useful as it is fun.
Expect memes, pop culture references, stories from the book, and zero jargon. Just real talk about money—how we use it, why we fear it, and how to make it work for us.
In this episode of BIC Talks, Lavanya Mohan will be in conversation with Dipika Jaikishan. This is an excerpt from a conversation that took place in the BIC premises in May 2025.
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