Well, it has nearly been a good two years since the Reserve Bank of New Zealand told us that they were going to be engineering a recession so we thought that two years into this recession it was time to take a look and see what people were saying two years ago.

Now that we are deep in it, what should we expect from here? What’s happening with business confidence? Will house prices continue to rise? When will rates slide further? Will they print money again?

This one won’t be as optimistic as you may HOPE but it’s realistic and that’s what we’ve been the whole way through. Get ready to take more action. When it’s hard, push harder!

I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.

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The Engineered Recession: 2 Years In, What's Next? w Mikey Smith (GuardianSmith.co.nz)