Wake Up to Money Better Rate Than Never?
Dec 19, 2025
In this engaging discussion, Micah Currie, VP of Personal Finance at PensionBee, explains how recent rate cuts and falling inflation could influence mortgages and hiring. Frances Coppola, an independent economist, shares insights on inflationary pressures and the challenges ahead for employment. Kevin Brundish, CEO of Lionvolt, highlights the impact of investment in battery manufacturing. Finally, Tom Forth discusses delays in local transport infrastructure, emphasizing its importance for economic growth as Christmas dinner prices soar.
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Act Early On Upcoming Mortgage Deals
- People with mortgages expiring in 2026 should start arranging new deals now because the Bank sounded cautious on further cuts. You can often remortgage with around six months left but check your terms first.
Bank Rate Cut Followed Faster Inflation Drop
- The Bank of England cut rates 25 basis points to 3.75% after inflation fell faster than expected. Andrew Bailey said inflation may return to target sooner than previously thought.
Wage-Led Services Inflation Could Linger
- Services inflation and wage pressures risk making inflation persistent even as headline CPI falls. That tension split the Bank's Monetary Policy Committee vote 5-4 on the cut.