Pizza and Property

Ep 324: From Life at Sea to a $12M Property Portfolio! - Raj Sarin & Todd Sloan

12 snips
Dec 27, 2025
Guest
Raj Sarin
Join Raj Sarin, a property investor and mortgage broker, who built a $12 million portfolio after an unconventional childhood aboard a container ship. He shares how early experiences ingrained a unique perspective on finance and property. Discover how his early setbacks taught him to navigate market cycles and leverage equity. Raj discusses strategies like short-stay rentals, debt recycling, and maximizing property yields. His journey emphasizes the importance of persistence, adaptability, and setting actionable goals for aspiring investors.
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ANECDOTE

Childhood Aboard A Container Ship

  • Raj Sarin describes growing up homeschooled aboard a rugged container ship with his brother and sailors as caretakers.
  • A near-fatal remote-play incident taught early lessons about risk and improvisation on board.
INSIGHT

Property Returns Can Outpace Pay

  • Seeing clients double their money fast planted the seed that property could outperform wages.
  • Raj realised momentum comes from leverage and timing, not just effort.
ADVICE

Use Available Concessions Strategically

  • Use workplace benefits and first-home concessions to lower upfront costs when starting.
  • Raj used a 10% deposit and employer banking perks to avoid LMI and stamp duty.
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