The Evidence (Part 2) 12 Simple Ways Can Supercharge Your Retirement

This is a continuation of the conversation between Paul, Craig Appl, and Chris Pedersen who evaluated the evidence for We’re Talking Millions! using The Merriman Financial Education Foundation Lifetime Investment Calculator, Portfolio Visualizer, and Two Funds for Life back test.

This part builds on Part 1, so we recommend that you view Part 1 before this.

Download your free PDF copy of the book now to follow along.
You can access the Lifetime Investment Calculator at this link,

Part 1 reviewed steps 1 – 5 and Part 2 continues with steps 6-12.

1. Save some money instead of spending it all.
2. Start saving sooner instead of later.
3. Invest your savings in stocks instead of bonds and cash.
4. Invest in many stocks instead of only a few.
5. Keep your expenses low.
6. Choose index funds instead of actively managed funds.
7. Include small-company stocks in your portfolio.
8. Include values tocks in your portfolio.
9. Don’t try to “time” the market or outwit it.
10. Invest using dollar-cost averaging instead of waiting for the right time to invest.
11. Keep your taxes low.
12. Do all this in one simple step: Invest in a target date retirement fund.