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Episode 3232:
Jackie Beck challenges the automatic habit of borrowing by offering five empowering alternatives that help break the debt cycle. From delaying non-essential purchases to creatively earning more and asking the right questions, she encourages listeners to reclaim financial control and reduce stress by spending only what they already have.
Read along with the original article(s) here: https://www.jackiebeck.com/alternatives-to-loans-5-options/
Quotes to ponder:
“Many of the things we think we ‘have’ to borrow money for aren’t true ‘must haves’. They’re just things we’d really, REALLY prefer to have or are used to having.”
“The way to do things without borrowing money is to have the cash available. Cash flowing things is the biggest alternative to taking out a loan there is.”
“Actively seeking out ways to avoid loans (especially payday loans!) can completely change your life.”
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Optimal Finance Daily - Financial Independence and Money Advice