One Rental At A Time MASSIVE DROP IN MORTGAGE RATES COMING???
Sep 29, 2025
A potential drop in mortgage rates stirs up excitement and skepticism among experts. Discussions revolve around how even a modest reduction could impact the housing market. Insights into Fannie Mae's forecasts suggest rates might trend below six percent by 2026. The conversation touches on refinancing strategies and Wall Street's increasing interest in mortgage volume. Local market conditions reveal stagnant listings and sellers' reluctance to lower prices. Listeners are encouraged to engage in informed mortgage conversations to navigate these changes.
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Public Statements Aren't Rate Guarantees
- Treasury Secretary Janet Yellen's comment signals optimism but doesn't guarantee lower mortgage rates.
- Matt warns public statements create hope but markets and policy determine actual rates.
Don't Expect Lower Rates To Buy Below Market
- Do not assume falling rates mean automatic discounts on prices; demand pushes prices up when rates drop.
- Prepare financially and set realistic expectations before acting on rate headlines.
What 'Massive' Means In Context
- 'Massive' is subjective; Matt defines a massive drop as roughly 0.75% to mid-5s from ~6.2%.
- Fannie Mae forecasts sub-6% by 2026, showing institutional expectation for gradual decline.