The Vanguard Dynamic Spending Rule is one of several retirement withdrawal strategies that use the guardrails concept. The idea, in theory, is to generate a spending plan that has some of the annual spending consistency of the 4% Rule, while at the same time remaining sensitive to market fluctuations.
I'll walk through how the rule works, its pros and cons, and a free tool that will enable you to test the Vanguard Dynamic Spending Rule for yourself.
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The Rob Berger Show