Marketplace All-in-One How are lenders and borrowers feeling?
Jul 28, 2025
Patrick Jacoby, Senior Vice President of Digital Solutions at Prismian, shares insights on the current lending landscape amidst looming interest rates. He discusses how borrowers are weighing their options for accessing capital amid economic uncertainty. The conversation also touches on Europe's $250 billion commitment to U.S. energy purchases, the rise in costs associated with premium credit cards, and the impact of changing fuel economy standards on manufacturers. Lastly, the shift from V8 vehicles to electric cars highlights the evolving automotive market.
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Adapt to Tariff and Input Challenges
- Businesses must navigate tariff uncertainties affecting key inputs like copper.
- Businesses should remain adaptable to changing rules while focusing on growth opportunities like AI data centers.
Borrowers Face Interest Rate Dilemma
- Borrowers face uncertainty with rising interest rates and must decide whether to borrow now despite costs.
- Some choose to proceed due to urgency, while others wait for rate drops that haven't materialized yet.
Cautious Lending in Uncertain Economy
- Banks increase borrower check-ins amid economic uncertainty to monitor financial health.
- Borrowers also remain cautious, reassessing revenue prospects before taking new debt.