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The podcast episode highlights the importance of financial fluency and legacy. It mentions that 41% of young adults between 24 to 35 are not taking full advantage of employer-sponsored retirement plans, and 54% of Black Americans do not have enough money saved to maintain their standard of living in retirement. To address this issue, financial service provider TIAA has partnered with several artists to debut a track titled Paper Right, aiming to inspire a multi-generational dialogue about financial fluency and legacy. The streaming sales of the track will benefit first-generation investors and not-for-profit partners teaching students about investing.