The Quote of the Day Show | Daily Motivational Talks 2230 | Mellody Hobson: “Tough Times Don’t Last — Tough People Do.”
Jul 24, 2025
Mellody Hobson, President and co-CEO of Ariel Investments, shares impactful quotes that guided her path to financial independence. She emphasizes the urgency of taking personal responsibility for your finances, urging listeners that no one will do it for them. With anecdotes from her upbringing, she discusses the importance of embracing risk and resilience in both life and investing. This conversation also highlights the need for improved financial literacy and introduces resources, including the QOD Book Club for personal growth.
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Lack of Financial Education in Schools
- Most American schools do not teach investing or financial literacy, leaving many unprepared for money management.
- Mellody Hobson highlights this gap as a major reason many adults face financial insecurity and overwhelm.
First Paycheck Sparked Responsibility
- Mellody felt immense relief earning her first paycheck of $35,000 and finally being able to pay her bills.
- This moment motivated her to take full financial responsibility to avoid insecurity she once felt.
Take Charge Financially
- Lead your life as if no one is coming to rescue you, taking full personal responsibility.
- Make financial decisions to save and invest so you can support yourself in any situation.
