Private vs public sector pensions - and how to avoid a race to the bottom

Rob Morgan, an investment expert, joins the discussion on the contentious landscape of private versus public sector pensions. They dive into the implications of proposed national insurance changes on pension contributions, highlighting the risks posed to private workers. The conversation also covers the debate over defined contribution versus defined benefit schemes. Additionally, they explore recent UK house price trends and the challenges faced by young savers regarding rising costs and changes in pension policy. Finally, the pros and cons of Lifetime ISAs versus traditional pensions are analyzed.