Tom Bilyeu's Impact Theory

How Crypto Is Reshaping Finance and Challenging the Status Quo with Solana Founder Anatoly Yakovenko

48 snips
Jan 22, 2026
Anatoly Yakovenko, the founder of Solana and a blockchain engineer, dives into the transformative impact of crypto on finance. He discusses how blockchain technology can eliminate costly financial intermediaries, likening traditional banking to potholes in a road. Yakovenko explains the importance of stablecoins and their role in peer-to-peer transactions. He also addresses political resistance to crypto, generational gaps in adoption, and the future of market structures with tokenized securities. Get ready for a captivating insight into the future of money!
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INSIGHT

Cryptography Replaces Human Trust In Finance

  • Blockchain replaces human trust with verifiable cryptography to lower finance costs and friction.
  • Replacing manual trust processes can dramatically cut fees and speed up settlements.
INSIGHT

Stablecoins Virtualize Bank Balances

  • Stablecoins virtualize bank balances as transferable tokens to remove intermediaries in payments.
  • Token transfers cost moving memory across computers instead of many fee-taking intermediaries.
ANECDOTE

Phone Launch Proved Stablecoin Cost Advantage

  • Anatoly describes selling 150,000 phones where half of buyers chose stablecoins over credit cards at the same price.
  • The merchant avoided ~2% card fees and received funds immediately instead of waiting 60–90 days.
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