Bogleheads On Investing Podcast Bogleheads® on Investing Episode 87, Jenny Rozelle, estate planning, elder law & more; host Jon Luskin
Oct 5, 2025
Jennifer (Jenny) Rozelle, an estate and elder law attorney, discusses crucial topics like the difference between elder law and estate planning, especially for solo agers. She emphasizes the need for appointing fiduciaries and highlights ongoing estate planning as a relationship. Jenny clarifies Medicaid vs. Medicare and explains Medicaid asset protection trusts. She warns about common estate planning mistakes and the pitfalls of relying solely on beneficiary designations. With her insights, listeners gain a clearer understanding of navigating complex legal landscapes.
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Elder Law Versus Estate Planning
- Elder law expands estate planning to intentionally address aging issues like long-term care and guardianship.
- It focuses on Medicaid strategies and incapacity planning beyond standard wills and trusts.
Pick Fiduciaries In Tiers
- Choose trusted people first for fiduciary roles and consider friends before professionals.
- If no personal options exist, consider professional fiduciaries or banks but expect higher costs.
Vet Professional Fiduciaries Carefully
- Evaluate cost, longevity, and personality when hiring professionals as fiduciaries.
- Ask candidates if they will accept the role and whether they align with your investment preferences.