A seasoned mortgage lender, author, and investor with nearly two decades of experience in the mortgage industry from waiting tables to building a multi-million dollar real estate portfolio using his "stair step method" in the new episode of the Hybrid Real Estate Professional Podcast we have Joel Farrell In this episode, Joel shares his strategies for overcoming the challenges of securing initial capital and managing debt-to-income ratios that often deter new investors. He dives deep into the tactical approaches that have enabled him to build and manage his extensive portfolio, including his transition from single-family homes to managing multifamily properties and commercial real estate. Tune in as Joel also discusses the importance of having a clear vision, the role of incremental progress in achieving substantial long-term gains, and how to leverage professional experiences to foster personal growth in investment. Whether you're a novice investor or a seasoned professional
00:00 Introduction

00:48 Meet Joel Farrell: Mortgage Lender and Investor

02:04 Joel's Real Estate Journey and Philosophy

03:44 The Stair Step Method Explained

06:31 Navigating the Real Estate Market

15:24 The Importance of Savings and Income

21:50 Overcoming Fear and Building Wealth

24:40 Navigating Fear and Risk in Real Estate

25:02 The Importance of Taking Calculated Risks

25:55 Overcoming Fear in Real Estate Investing

26:46 Building Confidence Through Experience

27:30 The Power of Trajectory and Income Growth

30:36 The Role of Mentorship and Community

35:58 Personal Development and Goal Setting

41:58 Balancing Family and Career

47:55 Future Goals and Increasing Income

50:27 Conclusion and Final Thoughts

Reach out to Joel⤵︎ Instagram: https://www.instagram.com/p/C0Mc84USdRn/ X (Twitter): https://x.com/joelfarrellreal LinkedIN: https://www.linkedin.com/in/joelfarrellvaloans/