

Earn Points From Your Mortgage with Kelley from Mesa | Ep 252
Sep 2, 2025
Kelley Halpin, Co-founder and CEO of Mesa, discusses innovative ways to enhance homeownership affordability through rewards points. She shares insights about how homeowners can earn points not just from mortgages, but also from related expenses like daycare and home improvements. The conversation covers the complexities of redeeming these points and the challenges of housing affordability. Kelley also explores future opportunities for earning rewards on everyday purchases and emphasizes the importance of financial education in navigating real estate decisions.
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Rewards Built Around Home Spending
- Mesa treats home spending as a unified category and brings credit-card-style rewards to homeowners across many products.
- This approach aims to make homeownership more affordable by returning value on mortgage, card, and other home spend.
Use Card For Everyday & Home Categories
- Use the Mesa card for everyday and home-specific spend because it rewards mortgage-adjacent costs, utilities, and daycare.
- Charge home-related purchases on the card to capture elevated category multipliers.
Founder Move-In AC Disaster
- Kelley shared a personal move-in story where his AC broke and he learned the pains of unexpected home costs.
- That experience helped motivate Mesa's focus on returning value for surprising home expenses.