OUR HOSTS: 

Corinne Foxx - @corinnefoxx

Natalie McMillan - @nataliemcm and @shopnataliemcmillan 

What we're drinking: 2021 Bodega Garzón Reserva Albariño  



TOPIC: 

In the US alone, one in three adults under the age of 30 has student debt. It’s a major crisis not only here in the US, but also in the UK, Canada, and Australia. On today’s episode, we break down how student loans work, what to consider before taking one on, and ways to pay down your student debt if you have it. We get into the pros and cons of both private and federal loans and highlight loan forgiveness programs that are available in the US. Plus, we discuss how to avoid accruing student debt in the first place and make the right decision when it comes to investing in your education. 

In this episode, we discuss:

• The different federal loans, including Direct Subsidized, Direct Unsubsidized, Direct PLUS, and Direct Consolidation Loans
• How to decide between federal and private loans (or a mix of both) 
• The consequences of delinquent and defaulted loans 
• The ideal debt-to-income ratio and why you want to try and maintain it 
• Different tuition reimbursement programs 
• How to customize a repayment plan that matches your ability to pay

EPISODES MENTIONED: 

Episode 82 - Mortgages 101: A Basic Bitch's Guide to Buying a Home

Episode 41 - How to Have Less Shame and Guilt about Having Debt with Budget Expert Allison Baggerly 

END OF THE SHOW: 

Corinne and Natalie introduce Hottie of the Week: Gina Rodriguez

WINE RATING:

2021 Bodega Garzón Reserva Albariño   = 8 / Gina Rodriguez

WRAP UP:

To wrap up the episode, Corinne and Natalie play Unpopular Opinion. Corinne has a hot take about getting her blood drawn, and Natalie recently discovered that possums are her new favorite animal. 

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