Talking HealthTech
117 - Healthcare and nonsense - Nikhil Krishnan, Out of Pocket Health
Mar 14, 2021
Nikhil Krishnan, founder of Out of Pocket Health and expert on US healthcare, discusses the complexity of the system, price transparency challenges, and the power of individuals to bring about change. He also explores options for independent doctor work and the benefits of Clubhouse. Don't miss the secret project involving a card game about avoiding medical bankruptcy!
35:18
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Quick takeaways
- The US healthcare system is highly fragmented and lacks price transparency, making it difficult for individuals to navigate effectively.
- Fixing the US healthcare system involves addressing administrative bloat and overcoming ideological challenges related to the type of healthcare system and mandatory healthcare expenditure.
Deep dives
The US healthcare system is complex and problematic
The US healthcare system is described as a total mess, with employer-based health insurance and third-party health insurers creating a principal agent problem where the user and buyer of services are different. The system is also characterized by fragmentation and complexity with different rules at federal, state, and employer levels. These factors contribute to a lack of price transparency and make it practically impossible for individuals to navigate the system effectively.
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