Kosher Money

The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR

11 snips
Nov 26, 2025
Guest
Moishe Katz
Moishe Katz, CEO of United Refuah HealthShare, dives into the financial strains of healthcare in America. He reveals how families are paying exorbitant insurance premiums and offers insights into the Jewish health-sharing model as an alternative. Moishe discusses real-life examples, including how members can save up to $30,000 annually. Key topics include member experiences, the nuances of self-pay versus insurance pricing, and solutions for dealing with medical necessity. This engaging conversation challenges conventional beliefs about healthcare costs.
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INSIGHT

Healthcare Is Eating Household Budgets

  • Americans now spend more on health care than groceries or housing, creating huge budget pressure for families.
  • United Refuah presents an alternative that can cut annual household healthcare costs dramatically for many families.
INSIGHT

What A Health Share Actually Is

  • A health share is a faith-based, nonprofit way for people to voluntarily share medical costs under an ACA exemption.
  • It removes for-profit insurance overhead and focuses on mission-driven cost containment.
ADVICE

Use The Share Box And Submit Bills

  • When you join United Refuah your monthly contribution goes into a personal 'share box' used for members' medical expenses.
  • Pay providers as self-pay or submit bills for reimbursement and keep receipts to ensure sharing occurs.
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