How Cross-Collateral Loans Work - #302

Oct 10, 2025

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How Cross-Collateral Loans Work - #302

In this episode of the Private Lenders Podcast, Jason and Chris break down one of the most underused — yet most powerful — tools in private lending: cross-collateral loans.

If you've ever wondered how to safely offer 100% financing, protect your position, or increase loan amounts without taking on unnecessary risk, this episode is for you. The guys walk through: ✅ What cross-collateralization is and how it works ✅ When to use a first vs. second lien ✅ Real-world examples of cross-collateral loans in action ✅ Common pitfalls and how to structure deals the right way ✅ Why this strategy helps lenders close more deals and reduce risk

Whether you're a private lender, hard money lender, or real estate investor, understanding cross-collateral loans can help you expand your portfolio and improve deal flow.

🎧 Listen now and learn how to:

Increase your collateral and security
Structure multi-property deals the smart way
Use cross-collateralization to fund more borrowers

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Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

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