Welcome to the Tearsheet Podcast. I'm Zack Miller. Brex is one of the fastest growing fintech startups in history — it may be the fastest growing startup in history. The company, founded by two Brazilian Stanford grads, began with a straightforward premise — to launch a corporate credit card that accelerates entrepreneurs and scaling businesses. From there, it’s moved into rewards and travel programs tailored to specific industries. And recently, the firm launched Brex Cash, a business cash management account that helps companies simplify their financial operations and grow their businesses. Brex co-founder Henrique Dubugras joins me on the podcast to talk about the evolution of the company’s product portfolio and the company’s plans for the near future. From there, he shares his views on where the payments industry is headed in 2020 and beyond. Henrique Dubugras is my guest on the Tearsheet Podcast. Before we jump into the podcast, I wanted to introduce you to Outlier, Tearsheet’s leading membership program. It’s designed for top fintech and financial service professionals to stay on top daily of the biggest trends, the top companies, and the leaders of this next generation of finance. Find out more about it at www.tearsheet.co/outlier