Stuff You Should Know How Housing Discrimination Works
Feb 11, 2021
Discover the complex history of housing discrimination in the US, including its deep roots and lasting impacts on wealth disparity between Black and white families. Learn how policies like redlining shaped the housing market and explore the ongoing challenges of gentrification for long-time residents. Hear about grassroots efforts addressing these injustices and the emotional toll of displacement. Plus, get a taste of some unusual candy flavors for a light-hearted twist!
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Housing Discrimination and Wealth
- Housing discrimination prevents intergenerational wealth building.
- Homeownership is a primary wealth-building tool in the US.
Industrialization and Segregation
- Pre-1900s, integrated neighborhoods were more common due to trade proximity.
- Industrialization and increased labor demands led to Northern segregation and violence.
HOLC Maps and Redlining
- The Homeowners Loan Corporation (HOLC) created color-coded maps based on loan risk.
- These maps, used in the 1930s, graded neighborhoods, influencing lending practices.