Do you ever wonder where the real heroes are? Look no further than Council Bluffs, Iowa. In this episode, I talk with Kyle Osborne, the Director of Financial Literacy at TS Institute in southwest Iowa, about helping families become money smart. Kyle is a financial literacy education expert and works closely with teachers and administrators to provide free, effective financial literacy resources for grades K-12. In addition to working with schools, Kyle also works with area Non-Profit organizations to deliver financial literacy courses.