Student Loan Planner Your Top Questions as Payments Resume
I’m covering your most pressing questions as we prepare for student loan payments to resume. The forbearance period is ending, and there’s a lot of uncertainty and confusion about how to navigate the repayment landscape. I’ll discuss the recent developments with the PSLF waiver and IDR waiver, shedding some light on how these changes might affect your chances of loan forgiveness. Learn your next steps, whether you’re considering refinancing, changing repayment plans, or just want to understand the new regulations.
In today’s episode, you'll find out:
- The pros and cons of refinancing your student loans, including when it's worth it to switch to a private lender
- The complexities involved in qualifying for PSLF and the IDR waiver
- How the IDR waiver can significantly impact your loan forgiveness eligibility
- When to consider forbearance as a short-term strategy
- Why you might want to wait until 2024 to make any changes to your repayment plan
- Why you should be cautious when considering switching to the new SAVE plan
- How new borrowers as of July 2014 have different options compared to those with older loans
- The political changes that could impact future loan repayment options
- How to amend your tax returns to maximize your benefits under PSLF
- How we’re planning to help you with tax preparation
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Feeling helpless when it comes to your student loans?
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Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!