One Rental At A Time Should Gen Z Buy a Home Today?
Nov 17, 2025
Scott Porter, a Nashville-based entrepreneur and country artist, shares insights on the current housing market and short-term rental dynamics. He highlights Nashville's oversaturation of Airbnbs, emphasizing how COVID-19 spurred a surge in investment but left many facing cash flow challenges. They discuss the importance of financial literacy, the pitfalls of consumer debt, and the strategy of submitting low offers to find motivated sellers. Scott also advocates for buying starter homes that can later become rental properties, encouraging disciplined investing.
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Short-Term Rental Oversupply After COVID
- Short-term rental supply exploded after COVID and now many operators will lose money as demand normalizes.
- Michael Zuber and Scott Porter observe oversaturation means only top performers will thrive and cycles will cull the rest.
Tracking Competitors Revealed Platform Tricks
- Scott saved competitor Airbnb listings and noticed the platform sometimes shifts listings to appear closer to downtown.
- He used this research to monitor saturation and demand on busy weekends like July 4th.
Mortgages Outpacing Rents Today
- Mortgage payments currently exceed average rents, making cashflow deals rare today.
- Scott Porter and Michael Zuber highlight this as a key reason to be cautious about buying now.