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Understanding Money with Eoin McGee
Getting Mortgage Ready
Dec 13, 2023
Antoinette McGrath, Newly appointed Mortgage Manager at Prosperous Financial, discusses how to make yourself more attractive to banks for a mortgage. Topics include navigating mortgage exemptions, understanding mortgage regulations, and the complexities of the mortgage application process.
45:21
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Quick takeaways
- Understand mortgage rules and borrowing process.
- Consult a mortgage broker at least two years before buying.
Deep dives
Understanding Mortgages and Financial Responsibilities
When getting a mortgage, it is important to understand the rules and how they work. A mortgage is essentially a loan where you borrow money, usually at a low rate because banks ensure repayment. They secure the property you're buying as collateral to recover their money if you default.
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Discover
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