NCUA's Supervisory Priority Letter with Farrar & Miller Part 1

Set up a call:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Check out our website:

https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10

Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!

We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.

Hire us and gain:

• Peace of mind during your exam process

• Insider knowledge of NCUA procedures and expectations

• Strategies to address potential issues before they become problems

• Continuous access to our extensive subject matter expertise

With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.

Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.

Discussing NCUA's Priority Letters and the Credit Risk Landscape

In this episode of 'With Flying Colors', host Mark Treichel along with Steve and Todd, former members from NCUA, discuss NCUA's third annual letter to Credit Unions covering Exam Supervision and Supervisory Priorities. They delve into the reasons behind prioritizing the areas of credit risks, liquidity risks, and interest rate risks. Evaluating historical data and recent changes in interest rates, they reflect upon the challenges faced by credit unions in maintaining liquidity and managing interest rate risks, and how these are intertwined. The discussion covers NCUA's focus on Net Economic Value (NEV) as an examiner's tool, and the need to also consider income simulations, liquidity numbers, and other factors in the analysis. The conversation ends with a call for part two of the discussion.

00:35 Introduction and Guest Introductions
03:37 NCUA's Examination Priorities
03:58 Deep Dive into Credit Risk
12:06 Exploring Liquidity Risk
17:26 Understanding Interest Rate Risk
22:34 The Impact of Changing Interest Rates
28:32 The Role of Examiners in Risk Management
38:23 Conclusion and Final Thoughts